The information contained on this website is for informational purposes only and is not an advertisement for products offered by Nova Home Loans. The views and opinions expressed herein are those of the respective authors and do not reflect the policy or position of Nova Home Loans, its officers, parent, or affiliates.
Whether you're trying to improve the look of your home or are getting ready to put it on the market, the idea of renovations might seem like a significant financial burden to take on. Fortunately, there are a variety of easy solutions for improving the look of your home without spending a lot of money. If you're wondering how you can spend $100 wisely, look no further than the following upgrading tips.
A Funky Light Fixture
It might seem like a cool light will cost an arm and a leg, but there are plenty of options available on the market that will instantly add a unique touch to your place. Whether you decide to go mod or classic, a fixture can draw the eye and instantly add interest to a … [Read More...]
It has never been more popular to live a "green" lifestyle and develop sustainable living practices that will help out the planet. While you may be used to recycling cardboard boxes and giving away your old hand-me-down clothes, there are probably a few household items you didn't even know you could recycle! If you're wondering what to do with some of your old, used items, here are a few things that may be ready for re-use.
Re-constituting Your Lenses
It's common to think your eyeglass prescription only works for you, but an easy way to re-use old eyeglasses is to take them to your local optician or optometrist's office so that they can make use of them. Not only will someone in need be … [Read More...]
An open house is a good opportunity to get out and about to see what kind of home you're looking for and if it will work for you. Fortunately, they can also be a good opportunity to find out some things about the house you're looking at that might not be listed on the website and may be less than flattering. If you're wondering what red flags to watch out for, pay attention to the following things the next time you're at a showing.
Strong Odors
Many home sellers try to engage the senses in order to entice buyers by baking cookies or spraying air freshener. However, a lot of air freshener or scent can also be a means of hiding less than pleasant smells that are a giveaway for big problems. … [Read More...]
Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score.
Making Late Payments
The due date on your bills might seem like an advisory, but whether we're talking about a student loan, a credit card payment or your telephone bill, late payments can add up. Your payment history … [Read More...]
Whether you've just finished school or are about to start a family, investing in a home can be one of the biggest financial decisions of your life. But as you'll soon discover, there are a number of considerations you'll need to make. It can be difficult to know whether to get a short-term or long-term mortgage, or how long of an amortization period you'll need. Read on below for three questions that will help you to make your decision, as now is the best time to dive into the market.
Do You Have A Down Payment?
There are a lot of numbers mentioned when it comes to the down payment, from 5% to cash only offers, but 20% is the ideal percentage to put down when it comes to buying a home. … [Read More...]
When investing in a home, one of the most important things is buying a place that you and your family can feel comfortable in. However, while a place you can envision yourself in is important, it's not worth neglecting the neighborhood you'll be moving into for the perfect home. If you're wondering what you should be looking for in the neighborhood you choose, here are a few things to consider before making an offer on a home.
Is It Safe?
It may be common to feel bowled over by a home and want to invest immediately, but the right home in the wrong neighborhood may not be the best choice for many reasons. Part of feeling comfortable in your home is being safe among its streets, so ensure … [Read More...]
